ਸਟੱਡੀ-ਵੀਜ਼ਾ ਅਤੇ ਇਮੀਗ੍ਰੇਸ਼ਨ ਸ਼ਬਦ ਸਮਝਾਏ (SDS, GIC, PAL, PGWP, Express Entry)
The terms, defined
The acronyms you will meet most often:
| Term | What it means |
|---|---|
| DLI | Designated Learning Institution — a school approved to host international students in Canada |
| PAL / TAL | Provincial / Territorial Attestation Letter — confirms your application counts within the province's allocation |
| GIC | Guaranteed Investment Certificate — a Canadian deposit used as one form of proof of funds |
| SDS | Student Direct Stream — a former fast-track study route, closed on 8 November 2024 |
| PGWP | Post-Graduation Work Permit — lets eligible graduates work in Canada after studying |
| Express Entry | Canada's online system for managing skilled-worker permanent-residence applications |
| PR | Permanent Residence — the right to live and work in a country indefinitely, short of citizenship |
| RCIC | Regulated Canadian Immigration Consultant — a consultant licensed by the CICC to give paid Canadian immigration advice |
| LICO | Low-Income Cut-Off — the Statistics Canada figure IRCC uses to set proof-of-funds amounts |
Why the licence behind the advice matters
Two of these terms are about who is allowed to advise you. In Canada, only an RCIC (or a lawyer/notary) can be paid to represent you to IRCC. In Punjab, an agent arranging your study or travel needs the state Travel Professionals Regulation Act licence — which you can check on this directory. Anyone charging for immigration help without the right licence is a red flag.
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ਸਟੱਡੀ ਪਰਮਿਟ ਅਤੇ ਵੀਜ਼ੇ ਵਿੱਚ ਕੀ ਫ਼ਰਕ ਹੈ?
ਸਰੋਤ
ਸੰਬੰਧਿਤ ਗਾਈਡਾਂ: 2026 ਵਿੱਚ ਕੈਨੇਡਾ ਸਟੱਡੀ ਪਰਮਿਟ ਲਈ ਅਰਜ਼ੀ ਕਿਵੇਂ ਦੇਈਏ (SDS ਬੰਦ ਹੋਣ ਤੋਂ ਬਾਅਦ) · ਪੰਜਾਬ ਵਿੱਚ ਟ੍ਰੈਵਲ ਜਾਂ ਇਮੀਗ੍ਰੇਸ਼ਨ ਏਜੰਟ ਲਾਇਸੈਂਸਸ਼ੁਦਾ ਹੈ ਜਾਂ ਨਹੀਂ, ਕਿਵੇਂ ਜਾਂਚੀਏ
ਲਾਇਸੰਸਸ਼ੁਦਾ ਮਦਦ ਲੱਭੋ: Immigration & visa consultants · Study-visa consultants · Cost estimator
Reviewed against official government sources; figures that change (fees, fund thresholds) are dated and linked — always verify at the source. — Recepta Editorial.
ਆਖਰੀ ਅੱਪਡੇਟ: 2026-07-13