ਸਟੱਡੀ ਵੀਜ਼ੇ ਲਈ ਫੰਡ ਦਾ ਸਬੂਤ: ਕਿੰਨਾ ਬੈਂਕ ਬੈਲੰਸ ਤੇ ਕਿਵੇਂ ਦਿਖਾਈਏ
How much, by country (verify current figures at source)
These are the living-cost amounts most Punjab applicants ask about. They are in addition to your tuition and, usually, your return travel. Figures change every year, so treat this as a starting point and confirm the current number on the official page linked below before you apply:
| Country | Living-cost proof (single applicant) | Notes |
|---|---|---|
| Canada | CAD $22,895 for one year | Plus first-year tuition + travel (from 1 Sept 2025). A GIC is one accepted method since SDS closed. |
| UK | £1,171/month outside London, £1,529 in London | Up to 9 months; held 28 consecutive days, ending within 31 days of applying. |
| Australia | ~AUD $29,710/year | Plus tuition and travel; genuine student and funds tests apply. |
| Germany | €11,904 blocked account (2024) | Held in a blocked account; roughly €992/month released to you. |
| Ireland | €10,000/year (2024) | Plus fees; shown per year of study. |
| New Zealand | NZ$20,000/year | Living funds, plus tuition and travel. |
| USA | No fixed figure | Must show you can cover the full I-20 "cost of attendance". |
What "genuine and traceable" means
Officers look for money that is genuinely yours (or a genuine sponsor's), that has been in the account for the required period, and that has a clear source — salary, business income, sale of property, an education loan, or savings you can explain. A large deposit that appears days before you apply, money you cannot explain, or funds "arranged" by an agent are the fastest routes to a refusal. Never use fake statements or inflated balances; they cause refusals and multi-year bans.
How to show it
Accepted proof usually includes bank statements for the last few months, fixed-deposit certificates, an education-loan sanction letter, a GIC (Canada), a blocked account (Germany), scholarship letters, or a sponsor's affidavit with their own financials. Keep everything consistent with your application forms and statement of purpose, and keep the money in place until your visa is decided — withdrawing it early can undo your case.
A licensed consultant can check the file — but cannot "arrange" funds
A licensed study-visa consultant can tell you exactly which documents your country accepts and spot gaps before you apply. Verify their Punjab Travel Act licence on the official register first. Walk away from anyone who offers to "show" or "arrange" funds you do not have, or promises a guaranteed visa on a weak file — that is fraud, and it rebounds on you, not the agent.
ਅਕਸਰ ਪੁੱਛੇ ਜਾਣ ਵਾਲੇ ਸਵਾਲ
ਕੈਨੇਡਾ ਸਟੱਡੀ ਵੀਜ਼ੇ ਲਈ ਕਿੰਨਾ ਬੈਂਕ ਬੈਲੰਸ ਚਾਹੀਦਾ ਹੈ?
ਪੈਸਾ ਕਿੰਨਾ ਚਿਰ ਖਾਤੇ ਵਿੱਚ ਰੱਖਣਾ ਪੈਂਦਾ ਹੈ?
ਕੀ ਮੈਂ ਐਜੂਕੇਸ਼ਨ ਲੋਨ ਨੂੰ ਫੰਡ ਦੇ ਸਬੂਤ ਵਜੋਂ ਵਰਤ ਸਕਦਾ ਹਾਂ?
ਸਰੋਤ
- IRCC — Proof of financial support
- GOV.UK — Student visa: money
- Australia — Student visa (Subclass 500)
- Germany — Studying (Federal Foreign Office)
ਸੰਬੰਧਿਤ ਗਾਈਡਾਂ: ਦੇਸ਼ ਅਨੁਸਾਰ ਸਟੱਡੀ-ਵੀਜ਼ਾ ਫ਼ੀਸ (ਭਾਰਤ ਤੋਂ) · ਪੰਜਾਬ ਤੋਂ ਵਿਦੇਸ਼ ਪੜ੍ਹਾਈ ਲਈ ਐਜੂਕੇਸ਼ਨ ਲੋਨ: ਕਿਵੇਂ ਕੰਮ ਕਰਦਾ ਹੈ · ਪੰਜਾਬ ਤੋਂ ਸਟੱਡੀ-ਵੀਜ਼ਾ ਮਨਜ਼ੂਰੀ ਦੇ ਮੌਕੇ ਕਿਵੇਂ ਵਧਾਈਏ · ਪੰਜਾਬ ਵਿੱਚ ਟ੍ਰੈਵਲ ਜਾਂ ਇਮੀਗ੍ਰੇਸ਼ਨ ਏਜੰਟ ਲਾਇਸੈਂਸਸ਼ੁਦਾ ਹੈ ਜਾਂ ਨਹੀਂ, ਕਿਵੇਂ ਜਾਂਚੀਏ
ਏਜੰਟ ਵੇਖੋ: Jalandhar register · Ludhiana register · Mohali (SAS Nagar) register
ਲਾਇਸੰਸਸ਼ੁਦਾ ਮਦਦ ਲੱਭੋ: Immigration & visa consultants · Study-visa consultants · Cost estimator
Reviewed against official government sources; figures that change (fees, fund thresholds) are dated and linked — always verify at the source. — Recepta Editorial.
ਆਖਰੀ ਅੱਪਡੇਟ: 2026-07-19