How to apply for a Canada study permit in 2026 (after the SDS closure)

Quick answer. Canada closed the Student Direct Stream (SDS) on 8 November 2024, so all study-permit applications are now processed through the regular stream. You need an acceptance letter from a designated learning institution, a Provincial Attestation Letter (PAL) in most cases, proof of funds, and usually an English test. Processing now typically takes longer than the old SDS fast track — plan several weeks to a few months.

What changed when SDS closed

Until late 2024, eligible students from India and other countries could use the Student Direct Stream for faster processing if they met fixed criteria (a set GIC and language score). On 8 November 2024 IRCC ended SDS. Everyone now applies through the standard study-permit stream, which reviews financial and other documents individually rather than against the old fixed SDS checklist.

The steps now

1) Get an acceptance letter from a designated learning institution (DLI). 2) Obtain a Provincial/Territorial Attestation Letter (PAL/TAL), which most applicants now need. 3) Gather proof of funds (see the checklist guide). 4) Take any required English test. 5) Complete a medical exam and biometrics if asked. 6) Apply online through IRCC and wait for a decision. Because it is the regular stream, build in extra time versus the old SDS route.

How long it takes

The old SDS route was fast; the regular stream is generally slower and varies by country and time of year. Apply well before your course start date. IRCC publishes current processing-time estimates — check them for your country when you apply rather than relying on any fixed figure.

Frequently asked questions

Is SDS coming back?

IRCC closed the Student Direct Stream on 8 November 2024 and directed applicants to the regular study-permit stream. There is no fixed SDS route to apply under now. Check the official IRCC pages for the latest position before you apply.

Do I still need a GIC?

A Guaranteed Investment Certificate (GIC) is one accepted way to show proof of funds, but under the regular stream it is not the only one — bank statements and other evidence can be used. See the documents checklist for what proof of funds involves.

Sources

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Last updated: 2026-07-13